Additional contributions from health insurance companies will increase in 2025

Additional contributions from health insurance companies will increase in 2025

According to the Federal Ministry of Health, the average additional contribution as a benchmark for health insurance companies will be 2.5 percent next year. That is 0.8 percentage points more than this year. The increase follows a calculation by the responsible estimator group. The background is rising billions in healthcare costs.

Each health insurance fund determines the specific amount of the additional contribution for 2025 for its insured persons; they can also deviate from this depending on their financial situation. The entire contribution that employers and employees share also includes the general rate of 14.6 percent of gross wages. If a fund increases its additional contribution rate, members have a special right of termination.

Baas announced that the TK would also increase its additional contribution, albeit probably by less than 0.8 points. You do everything you can to stay below average. With over eleven million insured people, TK is Germany’s largest statutory health insurance company.

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